# OptumFlex

> OptumFlex is an India-based white-label software platform for SEBI-registered Research Analysts and Investment Advisers. It runs the whole practice under the analyst's own brand and domain: client onboarding with PAN checked against the KRA record, a signed MITC agreement, payments into the analyst's own gateway account with GST invoices, research calls delivered only to entitled clients on the client portal, WhatsApp, Telegram and email, model portfolios, research reports on request, courses, webinars, a CRM and the records behind all of it.

Company: OptumFlex Solutions Pvt. Ltd., Ghaziabad, India (founded 2017). Website: https://www.optumflex.live/
Who it is for: SEBI-registered Research Analysts (individual and corporate) and Investment Advisers in India.
In use: more than 64 RA businesses run their practice on it.
Go-live: about 3 hours for a standard setup, once the analyst's credentials are ready.

## Price
- Platform: ₹499 a month for the whole platform. No setup or joining fee.
- Staff logins: ₹500 a month for each one switched on.
- A published share of what clients pay, plus usage-based charges for courses, webinars and messaging.
- Every rate, with a calculator: https://www.optumflex.live/pricing/
- Two plans at the same platform fee: Premium (the whole platform) and Basic (onboarding, KYC, e-sign, agreements, plans, payments and Telegram, with a research share that comes down from 5% to 3%): https://www.optumflex.live/pricing/basic/
- GST at 18% applies to what the analyst pays OptumFlex.

## What it includes
- White-label client portal on the analyst's own domain, built mobile-first
- Client onboarding: PAN checked against the KRA record, official name filled in
- MITC and Investor Charter read and signed, with a signing certificate
- Payments into the analyst's own gateway account, GST invoices in their own series
- SEBI fee cap checked before a client pays
- Research recommendations with entry range, stoploss and targets
- Delivery only to entitled clients: client portal, WhatsApp on the analyst's number, Telegram, email
- A delivery record per message
- Strategy Matrix: strategies, products, clients and markets joined by checkboxes
- Rationale reports pre-filled from each strategy
- Alpha Spread: multi-leg baskets with their own max loss, max profit and trailing profit lock, closed for every subscriber at once
- Trade protection: a trailing stoploss (rupee steps, a distance from the high or a share of each rise) and a target ladder on any research call, with the actual stoploss kept on record
- Model portfolios with rebalancing and daily performance
- Research reports on request
- Research reports in four depths: written by the analyst at no cost, or built by AI as Basic, Premium or Ultra Premium, with tables and charts computed from daily prices and company filings
- Courses and webinars under the analyst's brand
- CRM for enquiries from every source
- WhatsApp on the analyst's own number, direct with Meta, no commission per message
- Coupons, team logins with scoped access, watchlists
- Audit trail of calls, deliveries, signatures and payments

## Clients and brand
- The analyst's clients use a client portal on the analyst's own domain, built mobile-first; nothing to download from an app store.
- The agreement, invoices, emails and messages carry the analyst's name.
- Client payments go directly to the analyst's own payment gateway account.

## Compliance, stated plainly
- Software cannot make a practice SEBI compliant; that responsibility stays with the registered analyst.
- OptumFlex makes the required steps hard to skip and easy to evidence: identity checked against the KRA record, the MITC read and signed with a certificate, the fee cap checked before payment, every call and delivery recorded.

## Pages
- [OptumFlex](https://www.optumflex.live/): An ecosystem, not just a platform, for SEBI-registered RAs and IAs: onboarding, recommendations, model portfolios, courses and webinars, under your brand.
- [Pricing for Research Analysts](https://www.optumflex.live/pricing/): Every rate published, with a calculator: the monthly platform fee, the share of each sale, course and webinar plans, minimums and every add-on.
- [Basic Plan Pricing for Research Analysts](https://www.optumflex.live/pricing/basic/): OptumFlex Basic: your white-label portal, client onboarding with KYC and e-sign, plans, payments and Telegram on autopilot. ₹499 a month and a 5% research share that comes down to 3% as you grow, with a calculator.
- [Research Analyst Software](https://www.optumflex.live/research-analyst-software/): Software for a SEBI-registered Research Analyst: branded onboarding, recommendations with proof of delivery, model portfolios, reports, courses and webinars.
- [Investment Adviser Software](https://www.optumflex.live/investment-adviser-software/): Software for an investment advisory business: one client record covering verification, the signed agreement, payments, holdings and every message sent.
- [White-Label Advisory Platform for RAs and IAs](https://www.optumflex.live/white-label-advisory-platform/): A white-label advisory platform on your own domain: your logo, themes, documents, payment gateway and messaging identity, with every exception disclosed.
- [WhatsApp Automation for Research Analysts and Investment Advisers](https://www.optumflex.live/whatsapp-automation-for-advisors/): WhatsApp, Telegram and email for advisory businesses on your own number, with a delivery record per message, opt-outs and campaigns charged on acceptance.
- [WhatsApp Direct with Meta, No Commission](https://www.optumflex.live/ConnectBridge): Connect your own WhatsApp Business number straight to Meta's Cloud API: no reseller, no commission on any message, and a record of every message sent.
- [Client Onboarding for Research Analysts](https://www.optumflex.live/client-onboarding/): SEBI-compliant onboarding: WhatsApp OTP with SMS backup, PAN checked against the KRA record, a scroll-gated MITC with audit certificate, payment, activation.
- [Research Recommendation Software](https://www.optumflex.live/research-recommendations/): Publish a research call with an entry range, stoploss and three targets to the clients whose plan covers it, across app, portal, WhatsApp, Telegram and email.
- [Model Portfolio Software for Research Analysts](https://www.optumflex.live/model-portfolios/): Model portfolio software with versioning, a full rebalance engine and a per-client ledger on weighted-average cost, so the client's statement reconciles.
- [Research Report Software](https://www.optumflex.live/research-reports/): Research reports in four depths: write them yourself at no cost, or let AI build Basic, Premium or Ultra Premium. Credits, a request queue, signed delivery.
- [Course Platform for Research Analysts](https://www.optumflex.live/courses-for-research-analysts/): Build and sell courses on the checkout your clients already use: modules, resumable video, duration passes or credit packs, drip release and certificates.
- [Webinar Platform for Research Analysts](https://www.optumflex.live/webinars-for-research-analysts/): Run interactive rooms or broadcasts, sell seats with an automatic GST invoice, record and replay, issue certificates, and keep every attendee as a lead.
- [CRM for Research Analysts](https://www.optumflex.live/crm-from-all-sources-to-one-roof/): Website forms, ads, your team and integrations: every enquiry in one inbox, tagged by source, turned into onboarding. Included with every OptumFlex account.
- [Client Book, Coupons, Team Access and Watchlists](https://www.optumflex.live/customers-coupons-team-and-watchlists/): Every client on one page, discount codes with caps and combinations, multi-leg structures costed and protected, per-operator access and watchlists.
- [Strategy Matrix: Research to the Right Clients](https://www.optumflex.live/strategy-matrix/): Link strategies to subscriptions both ways, market by market. Each call reaches only clients who paid for it, with its own rationale, inside each desk.
- [About OptumFlex](https://www.optumflex.live/about/): OptumFlex Solutions builds the white-label platform SEBI-registered research and advisory businesses run on. What we do, and what we will never do.
- [Let's Talk](https://www.optumflex.live/contact/): Ask for a walkthrough on a portal that already carries your brand. Nothing to sign, no setup fee, and your first month costed on the spot.
- [FAQ](https://www.optumflex.live/faq/): Straight answers on SEBI-compliant onboarding, KYC and KRA checks, signed agreements, delivery records, white labelling, pricing and going live.
- [Blog](https://www.optumflex.live/blog/): Insights on Research Analyst software, Investment Adviser workflows, compliant onboarding, WhatsApp communication and digital advisory operations.

## Notes
- [The SEBI fee cap for Research Analysts: what ₹1,51,000 covers](https://www.optumflex.live/blog/sebi-fee-cap-research-analysts/): SEBI caps what an individual or HUF client's family may pay one Research Analyst at ₹1,51,000 a year, excluding GST. What counts, what a PAN cannot tell you, and why the check belongs before payment.
- [SEBI Research Analyst software (2026): a buyer's checklist](https://www.optumflex.live/blog/sebi-research-analyst-software-buyers-checklist/): What to ask any Research Analyst software vendor before you sign: onboarding, delivery, the research record, your brand, the whole monthly cost, and how to test each one in a demo.
- [What SEBI-compliant onboarding actually means for a Research Analyst](https://www.optumflex.live/blog/sebi-compliant-onboarding-research-analysts/): The steps a registered Research Analyst has to be able to evidence when onboarding a client, what each one is for, and where most desks lose time.
- [Digital onboarding for Investment Advisers: what changes when the relationship is long](https://www.optumflex.live/blog/digital-onboarding-investment-advisers/): Advisory relationships run for years, which changes what onboarding has to produce. A practical look at building a client record that is still useful in year three.
- [PAN verification and KRA workflows in advisory onboarding](https://www.optumflex.live/blog/pan-kra-workflows-advisory-onboarding/): Why checking a PAN against the KRA record at the point of entry removes a whole category of delay, and what a good verification step looks like.
- [Electronic signatures in advisory onboarding: what makes one defensible](https://www.optumflex.live/blog/aadhaar-esign-advisory-onboarding/): Any system can capture a signature. What matters is what surrounds it — reading evidence, identity, timing and a hash of the document actually signed.
- [WhatsApp for advisory businesses: what a group cannot do](https://www.optumflex.live/blog/whatsapp-communication-workflows-advisors/): WhatsApp groups are where most advisory communication happens and where none of it is recorded. What changes when the same channel carries a delivery record.
- [White-label software for financial service firms: where most of it stops short](https://www.optumflex.live/blog/white-label-software-financial-service-firms/): A logo in the corner is not white labelling. What to check before believing a platform when it says your clients will never see it.

## Contact
- Email: contact@optumflex.live
- Book a walkthrough: https://www.optumflex.live/contact/